With Venmo, settling up feels like catching up. Send and receive money with Venmo friends and express yourself in each payment note. Settle up with Venmo friends for any shared activity, from road trips to picnics to takeout. Use Venmo for those generous moments: send cash for coffee, celebrate a birthday, or just say hi. Learn more. Card may be used everywhere Mastercard is accepted in the U. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Target demographics and the user experience help distinguish Venmo.
Vimo 2.6 Update
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Safe, Fast, Social Payments
Venmo is the fun and easy way to pay and get paid. Why use Venmo? Because it makes settling up feel like catching up. Because you can add a note to each payment to remember the moments, not the money.
Venmo is a peer-to-peer P2P payment app available on iPhones and Android phones that allows for the quick and easy exchange of money directly between individuals. Founded in , Venmo began as a text message-based payment delivery system. Then, in March , the company introduced a platform with an integrated social network, in an effort to capitalize on the growing P2P economy. Less than one year after that, Venmo enjoyed a substantial boost in users, when the payment company PayPal Holdings Inc. After installing the app on their phones, then linking their Venmo accounts to their credit card , debit card , or checking accounts , Venmo users can instantly begin exchanging funds among one another, with Venmo functioning as a virtual fiscal intermediary. In other words, Venmo may be seen as a middleman between the two bank accounts of the two users conducting a payment transaction. In this way, a Venmo balance is essentially a virtual ledger that represents funds trading hands, without actually executing transactions outside the Venmo platform. Venmo has dominated the P2P payment market by making the transfer of funds a fun and interesting exercise.